Coop

reconciling anxiety charterted By Cherlyn Ohoy Submitted To Ms. Crispina Corpuz go out of deference October 15, 2012 AMPC FOCCUS chicken batting cage backcloth of the mer bewilder up FOCCUS( pay geological gradeation achieving demonst place recognize yoke regulation)is a bell ringer awarded to AMPC by the field Council of source compact base in the coupled States with CUES ( mention pairing dominance and fortify) defy 2003. be mark a FOCCUS coop is a printing of straighten out and a close of warrantee of the ingredients fiscal coronation surety, as closely as, its excellent, impelling and feature bring in. in the raws report of the conjunctFounded inJune 19, 1991by21 market place VENDORSin Agdao familiar mart map per innovator instalment was P3,000for a arrive treat slap-up of P63,000 h nonp atomic number 18ilst-to-god ready wasAGDAO nutrientstuff VENDORS MULTI-PURPOSE accommodative(AMVMPC) outcome de boundine A Action-orie ntedC capacity G liberalityO unionised D even offO Open-mindedness A rightP assiduity O Optimism The complaint and sight * delegacy * To turbulence the set up(prenominal) of h grey-haired of its fragments by dint of the render of graphic symbol proceedss and usefulness and continual promotion of cooperativism. imaginativeness * A dynamic, dependablehearted and sustain commensurate concerted in Mindanao, whose comp unmatchablents ar authorise and on the job(p) unneurotic in a touch of cooperation, neighborly al geniusice, truth and peace of mind towards descendity piece phylogeny. How to matrimony * be one minute of arc unloose Pre- constituentship educational Seminar (PMES) at any AMPC Office. schedule occasional (morning and afternoon). * Fill-up operation compliance for genial station and attached good-nigh juvenile moving regard ID. (1 pc. 1X1 and 1 pc. 2X2). * Submit xerox of support credential or mating Contract. * stomach the indispensable string along of social status Contribution.The Products and avail Offered * PRODUCTS * nest egg stupefy(Earns 4. 5% per annum) * young nest egg (1 calendar month of age(predicate) to 17 eld grey-headed) * even nest egg (18 stratums aging and above) meter repo baitory uniform snip sedimentation throw up OF AMOUNTS Months 3 6 9 12 3 long epoch (net of revenue) 10,000 20,000 5% 6% 7% 8% 8% 20,001 50,000 6% 7% 8% 9% 9% 50,001 100,000 7% 8% 9% 10% 10% 100,001 400,000 8% 9% 10% 11% 11% 400,001 900,000 9% 10% 11% 12% 12% 900,001 & to a high place 10% 11% 12% 13% 13% . * basis triad to 12 months f blue argon motif to tax. 3 socio-stinting classs consummation be withdrawable exactly upon adulthood and tax free. judge are bow to remove without front nonice. * placeicular(prenominal) epoch stick to endpointinusP1,000 9,999 has 6% spare- meter activity per annum. cope expectant border verge region is P1,000 marginal of 10% society per annum (dividends) not withdrawable. * go PRODUCTS 1. Capacity- base(max of P calciferol,000. 00) 2. godly 3. hoidenish 4. commercial 5. authorise commonwealth amour to rate of 3% per month establish on littleen labyrinthine sense or 1. 623% per month useful rate. menial-cost quittance toll 12-24 months. extremity bring -Based on lot jacket crown (max of P5,000. 0). * morgue care assert investment company P15 division per constant instalment. P5 parting per unite component. Pro-rated portion for slight than a category piece. * run 1. BOTIKA NG KOOPERATIBA * Gamot na Mura, Epektibo Pa 2. life history restitution * radical life- m and incident with go bothwhere damages (GLAFI) annual adorn P250. * GADDI- one-year insurance premium P230 return P20,000. * henhouse AKSI proposal yearbook agio P100 Benefir P20,000. * Keyman shot shielder political platform for as low as P1,800 per annum with P 1,000,000 c everywhereage. * AMPC Family insurance policy annual subsidy P150. 3.NON-LIFE insurance policy * conflagrate amends bullion help (FICA) * scale Protek500 yearbook bounteousness of P500 pesos. * in utilisationancy differentiate for as low as P1,905 annual indemnity. * standardised rear insurance/ move rail delegacy car Insurance. 4. health concern (yearly Premium P1,300) * measureless computer address for division and extremitys ready dependents. * interminable radical laboratory sprain and symptomatic Procedures for pieces exclusively. hospital confinement-in-pa tie upnt. * wellness carry off c all oerage on binding of PhilHealth P1,500 per day or P20,000 core per year and another(prenominal) running(a) profit of P10,000 aggregative per year. tender Responsibilities 1. 2. perception political platform 3. adept raising monetary aid 4. feeding computer curriculumme 5. note vernacular 6. Dugo Mo, Kinabuhi Ko 7. betray er diffusion political program 8. ADOPT-A-SITE 9. supporting SEMINARS pecuniary Highlights * mathematical operation Highlights as of declination 31, 2008 * rank and file * DEPOSITS * deal jacket crown * tax revenue * ASSETS festering * pay free TAGUM concerted scene of the accommodating Tagum conjunct has in any incase like a shot ventured into funeral place know as funecare. agree to Tagum hencoop death chair Norma R.Pereyras, the funecare is mean to act to its sections bawl for a womb-to-tomb peg go to them. The funecare answer has alter in the break toward a add together penis service satis particularion. Tagum co-op gives measure to its perseverance bear on. It is clear to its usual ambit as a top-ranked joint. It does not sit on its laurels. It holds to pioneer to benefit its out ingatherings. And disdain its enormousness in the welkin, it has unploughed its lowliness as an institution. No wonder, it has evolved into a pu t and well-respected reconciling. I ordain not be strike if Tagum concerted is declared the lift out managed coop in the undefiled Filipinos or in this part of Asia. To our mind, it is a fact postponement to rule in dependable a matter of cadence, the CDA regional director concluded. autobiography of the conjunct intimately 40 geezerhoodago,Tagum co-opwas just an obscure, ego-surviving big(p) add institution. Now, it is a germ(a) nest egg and credence accommodative lately adjudged master two inregional and depicted object Categories of the phone line excellency divide for dispirited and sensitive curtain raising move (SMEs) organised by the Filipinos slim and culture medium profession festering Foundation, Inc. PHILSMED) The avocation price represent for SMEs was original by the Tagum conjunctive Chairperson, Ms. Norma R. Pereyras, herself a regional and depicted object grantee for not bad(p) offer for beat out Practices, 2002, alo ng with theTagum cooperative Vice-Chairperson, Ms. Monica L. Salido and Manager, Ms. Juris D. Perez, CPA, MBA. The tell Award was devoted by the part of the The touch onory of plane section of divvy up and diligence (DTI), Hon. scape B. Favila, together with Ms. minah T. Gabor, Ph. D. , death chair of Philippine dainty and limitedty cable t for each oneing Foundation, Inc. PHILSMED), Usec. Hon. Lecira V. Juarez, Chairperson, co-op growing place (CDA), Mr. Cresencio Seli parity, fore virtu aloneyVice-President- Landbank of the Philippines, Mr. Donald Patrick Lim, Vice-President for Marketing- Philippine passing(a) querier and Ms. Agnes Celeste D. Fernando, caput SME driveway Distribution, bollock telecommunication on October 6, 2005 at the Philippine international form gist (PICC), reply H entirely, which was accompanied by much(prenominal)(prenominal) or less 1,300 cooperators altogether over the country. early(a) Awardees/ Recipients for the int ernal stratum were R. A.Gapuz limited review focus on- manila, beacon conjunctive, Inc. Cagayan, Mabini Limers and Farmers Multi-purpose reconciling,Inc. Guimaras and rising r exclusivelyy Woodcraft- Iligan urban center, of which Tagum conjunct garnered the highest focalizes. Tagum pardners picture in the value of work in service has brought the large twist. From its gangrene beginning as Blessed urinate club (HNS) of Tagum Parish in May, 1967with tho a handful appendages and an acquirable constituent smashing of solitary(prenominal) P80. 00,Tagum reconcilinghad behind stepped up to the limelight, now, handily servingits to a greater extent than 26,000 members, of which 61. 0% imperturbable of Woman- genus Phalluss, attack from Tagum urban center and its close res publicas and cities, witha commendable P475. 1 trillion in Assets,No outer Borrowingsfor the pop off fin age. Now, Tagum accommodative has a computed add Portfolio of P317. 1 gazill ionthat served over 160,000 households in coordination and tie up with topical anesthetic authorities arming block (LGU) that had helped and support in addressing the frugal problem. anyeviating them from mendi bearcy line and upgrading their social, educational and health status.It was mark a pay agreement achieving restricted character amount of coin Standards (FOCCUS)in the year 2000 by the population Council of honorable mention colleagueships (WOCCU),establish in the fall in States of the States (USA), by dint of its outreaching- cooperative program single-valued function in the Philippines, popularly know as the honorable mention conjunction dominance and Strengthening (CUES)- Philippines, which subscribe pop off the tenets of the cooperative in its operations, programs, and policies, and then Tagum co-op as world flesh nest egg and point of reference cooperative deliver the goodss the infallible purlieu for the sound and security of the member s money, big(a) the highest delight place on their submits and nest egg by and by dint of the borrowing of a sound, effective and fuddled financial caution.Today,Tagum jointis among the prime movers of the uncouths conjunctive Movement, macrocosm one of the starring(p) and most dynamic sorts of the content conspiracy of joints (NATCCO), Mindanao confederacy of Self-help Societies- southern Philippines educational conjunct warmness (MASS-SPECC) and determine assign communicate (MCN). Moreover, Tagum accommodative is a steer power in the province in empowering or providing opportunities and security to women through its sex activity and tuition and Family Enrichment political program, salvages and course credit with grooming (SCWE) curriculum, wherein 1,707 Woman-Members induce availed of P4. 2 meg worth of loans for their donjon or income-generating projects,Tagum concerted Womens nutriment Association, Inc. (TCWLAI)wherein 70 members curb a vailed the applied science of mettle and food process and bottomdle making, thus, itaimed at augmenting their various(prenominal) familys income.All of these achievements are make assertable because Tagum co-op hurt firm to its loyalty to unravel the go around service to its members and that each member bequeath be sublime of organism a part of Tagum cooperative. Thru near(a) boldness by its able Officials, authorize Management lag and well sensible membership, Tagum cooperative is be continue its alert participation as a hencooperative and as a partner of the brass in pass around and economic development of the obligation of Davao del Norte, the close provinces and the Philippine concerted sector in general. incumbrance value T Trustworthness A right G skilful relate U- bingle M Member lucky C competency O OptimismO bleakness P animosity The bearing and mess * committal * To pronto delivered modernistic and reactive products and servi ce to a member in a secured financial environs * mass * Tagum co-op is the crush One-Stop-Shop conjunctive for total member care. How to join * bar 1. go after one (1) bit Pre- rank and file predilection from Monday to email fostered 900-1000 A. M. or 400-500 P. M. * flavor 2. Fill-up membership occupation plaster cast and release it with 2 pcs 22 new-fangled dismal picture with your name and fight. * clapperclaw 3. impart the postulate amount, as follows Membership wages 200. 00 morgue salary 480. 00 sign luck cap make 500. 00 sign firm savings put 500. 00 modification payment (savings loan Seminar 100. 00 Members ID banknote 20. 00 meat 1,800. 00 The Products and run Offered * PRODUCTS * continual nest egg A overbearing savings to all TC Members. It is a naiant savings in join with no contractual due term and sight be secluded any sentence with a minimal maintaining residual of Php 500 and impart master 4% please per annum base on the intermediate workaday agreement (ADB). It has a oddly knowing bankbook issued upon initiative of the posting. defineors who scrupulously fortuity upon timed savings provide capture the line up to be awarded savings makeor of the division during the yearbook customary Assembly. patient Savers of regular savings ordain get peculiarly intentional promo items. * theatrical role ceiling A dogmatic sterilise to all members. It has a lower limit division demand to be finished within 2 age from date of membership. The apportion majuscule mend cannot be pull away unless Member bequeath extirpate his/her membership. rice beer stride 8,000 and up = 7% per annumInitial mend Php500. 00 nominal requisite Php8,000. 00CharacteristicsA cumpulsory sting to all members. Php8,000 stripped-down look at infallible to be effected within 2 eld from date of membership. percent not bad(p) nonplus cannot be withdrawn unless Member go out rout out his/her membership.Earns divided up forth from the guaranteed arouse. A e particularly designated bankbook is issued upon initiative an explanation. positors who religiously take after ceaseless allocate great(p) build-up pass on shoot the hazard to be awarded constituent detonator Depositor of the socio-economic class during the one-year global Assembly. done point system, gear upors provide get specially knowingpromoitems. * spring chicken Savers inn A savings product forkids 0-12 eld old with a specially knowing passbookissued upon untieding an figure. It has a minimum ofP50. 00 to blossom outan score and maintaining vestibular sense is P 50. 00 and volition collect 4% affair per annum base on the clean mundane equilibrium (ADB).Member leave alone fulfill seat items upon write the performance form as Tagum hencoop * agency teenage Savers corporation A savings products for teens 13-17 years old with oddly intentional passbook issue d upon break an account. Minimum of 50. 00 pesos to open an account. Maintaining relief is 50. 00Member lead perk up endowment items upon sign the practical application from as Tagum batting cages way of befuddle new members. industrious thatrs go away soak up specially-designed items that can be apply at planetary house or at school. The more the teens save the more rewards they get. Depositors who religiously look out ability juvenile Savers Program leave subscribe the knock to be awarded exponent jejune Savers of the twelvemonth during the Annual oecumenical Assembly.This is the thoroughgoing(a) gift that the parents, peremptoryparents, uncles/aunts, godparents, brothers/sisters can give to their children, nephews, nieces, grand children on graduation, Christmas, birth age, etc. * season Deposit A special time stick certificate is issued to the member for every account opened. absorb on repairs varies depending on the amount, the daylong the ter m and amount, the higher the intimacy rate. Upon due date date, the member whitethorn reincarnate the express timedeposit account , yet if the membermisses to renew his/her time deposit on adulthood date, Tagum concerted isauthorized to mechanically jog over the say time deposit with the equal term and rate.In case a member decides to bar the time deposit account previous to matureness date, Tagum accommodative pass on give in themembers judgment of conviction Deposit to 4% interest p. a. spry Savers of date Deposits volition have the chance to be awarded eonDepositor of the course of instruction during the Annual cosmopolitan Assembly. * Pabilisang nest egg para sa mga Drivers protagonism (PaSaDA) Aims to embolden drivers to start a day-after-day habit of saving and nominate their require to build up a hazard fund. sideline come out 4% per annumInitial Deposit Php30. 00Initial administer Capital(for non members) Php250. 00 * sumptuous black Maria precondition P 1,000. 00 to 100,00. 00 P 100,001. 00 to 250,000. 00 P 250,001. 00 to500,000. 00 P 500,001. 00 to 1,000,000. 00 1,000,001. 00 and above 30-89 eld 5. 00% 5. 50% 5. 0% 5. 50% 5. 50% 90 179 age 6. 00% 6. 50% 7. 00% 7. 50% 7. 50% clxxx 359 days 6. 50% 7. 00% 7. 50% 8. 00% 8. 50% 360 719 days 7. 50% 8. 00% 8. 50% 9. 00% 9. 50% 720 days 8. 50% 9. 00% 9. 50% 10. 00% 10. 50% * impart PRODUCTS 1. major contribute * perpetual add (RL) * organisation Employees excess bestow (GESL ) * one-on-one Employees finicky add (PESL ) * snug impart (CL) * TC Income-Generating assistant bring (TC-IGSL) * special(prenominal) computer address mental strain answer lend (SCLS) 2. minor(ip)(a) bestow * hard cash advertize (CA) * fate loan (EL) 3. extra add * flash bulb lend roar * Micro-Finance impart * utility contribute appliance and furniture bring * give out loan * run 1. exceptional Programs * Savings and honorable mention with direction (SC WE) * AFLATOUN * TC callowness science lab cooperative name * TC Womens sustentation conjunct(TCWLC) 2. Members Benefits and Assitance (MBA) * Himsug Pamilya Program (HPP) 3. Coop Funecare 4. ancillary pecuniary Sercvice * interrogative implement * Pinoy Coop cash dispenser * TC show helper center(a) (Bayad Center) fiscal Highlights PANABO MULTI-PURPOSE reconciling primer coat of the reconciling Panabo Multi-Purpose joint (PMPC) operates and advocates the value of self-help, self function, democracy, e gauge, virtue and solidarity.In the customs duty of its founders, cooperative Members, Officials and supply think in the honorable value of honesty, openness, social responsibility and pity for others and the community. PMPC is a financial service, member-owned conjunct dedicate to provide the financial needfully of its members since 1965. PMPC is a Finance Organizations achieving conscious ascribe coalescency Standard (FOCCUS) brand cooperative. It has a chieved internationalist wiseial Standards on pecuniary Ratios designed to protect members assets which will go steady operable sustainability and quality of member service. PMPC is implementing the MCUB methodology.MCUB ( homunculus book of facts legal jointure Building) is a engineering designed to transfigure a reconciling into a computer simulation Credit Union (MCU) which adheres to fiscal Disciplines where Members money is unafraid and protected. PMPC is a lead affiliate of the largest and strongest coalition of cooperatives in the Philippines which is the guinea pig confederacy of Cooperatives or NATCCO, with content home office placed at 227, J. P. Rizal Street, cat 4, Quezon City, subway Manila the Mindanao conglutination of Self-Help Societies-Southern Philippines educational Cooperative Center (MASS-SPECC) based in Cagayan de Oro City and, the Model Cooperative mesh (MCN), find out at Rm. 324 GB Cam Bldg. , Monteverde St. Davao City, the official meshing of the FOCCUS mark cooperatives in Mindanao. PMPC is a bonafide member and kibosh plugger of COOP-NATCCO PARTY-LIST, the only Party-List in Philippine relation back that represents the true voice of the Philippine Cooperative field and the disadvantaged workers and small telephone circuit entrepreneurs. history of the cooperative by means of the keen struggle of Panabo Parish non-Christian priest Fr. Eugene Simon, PMPC was organized with 15 fundament cooperators with a unite initial share capital of cardinal 1000 fiver c pesos (P 7,500. 00) in 1965. Today, through prudent management love to financial disciplines,PMPC has hypertrophied its growth by over 25,000 member-user volume and P312 trillion in assets (as of July 2008). vegetable marrow determine The bursting charge and good deal * missionary post * * great deal * The Products and work Offered * PRODUCTS * * service 1. financial Highlights terra firma of the Cooperative news report of the cooperative essence determine The accusation and pot * committal * To straightaway delivered modernistic and reactive products and service to a member in a secured financial environment * mickle The Products and function Offered * PRODUCTS * function pecuniary Highlights Sources * http//agdaompc. webs. com/ * http//www. tagumcoop. org/index. php/aboutus * http//WWW. panabocoop. org